Month-end close · automated & verified

Close every month on time — and prove it to the penny.

BreakZero runs the grind of the close: it pulls the data, matches every transaction, works the exceptions to zero, and delivers the certified tie-out and close package — for every client, every entity, every month. Your team keeps the judgment calls; the ticking and tying is done in seconds.

Verify last month's close — free → See it work ↓

Read-only. We never touch or move money. Your systems, untouched. QuickBooks, Xero, Stripe, live bank feeds, SAP/Dynamics, SQL — native connections or any system's exports. No migration. Your data stays yours. Deploy in your environment — or ours. Live in weeks, not months.

The platform

This is the product — not a mockup.

Real screens from the platform your team signs into. Every number on them comes from the reconciled transaction layer: sources land immutably, the matching engine raises exceptions, the checklist and certification run the close, and the package exports to your workpapers.

Close & certify. Every book from open to certified — the exception worklist with dollars at stake, the checklist, and a Certify button that stays locked while anything is open. Segregation of duties is enforced, and every close exports its package.

Prefer to watch? The matching engine, in 47 seconds ▸

The matching logic finding $10,210 in breaks on a sample month-end close — the same engine that runs server-side against your live sources. Or run it yourself below ▼

Interactive demo · the matching engine

Run the reconciliation yourself

Two sample books that should tie to the penny and don't. Press Run and watch the four exception types get raised — right here in your browser, on sample data.

Want this on your own books? We verify your last close for you — an anonymized export in, exceptions and certified tie-out back within 48 hours, free. Book the intro →

Automated month-end close

Reconciliation Exceptions

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Transactions checked

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Matched clean

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Breaks found

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Exposure flagged

Severity	Exception	Transaction	Detail	$ Impact	Ref

Reconciled in 1.3s — the same close review takes a bookkeeper hours by hand.BreakZero

More than reconciliation

A close is more than a bank rec.

Pulling data, matching, working exceptions, booking adjustments, proving the tie-out, assembling the package, tracking every client to done — that's what a month-end close actually is. Here's the whole job, and who does which part.

Automated

1Pull the data

Bank and card activity, the ledger, processor exports — collected from every source, every cycle. No chasing statements on the 3rd of the month.

Automated

2Match & reconcile

Every transaction tied out across the feed and the books in seconds — the step that eats most of the close by hand. Run it in the demo ↑

You + BreakZero

3Work the exceptions & adjustments

Each break lands in the platform’s exception worklist with the dollars at stake and the correction it implies — assign it, resolve it with a note, or waive it, with every action on the audit log. Your team books the entries and keeps the judgment calls: accruals, cut-off, revenue recognition.

Automated

4Prove the tie-out

A certified schedule bridging bank to books to the penny, every reconciling item listed and signed — the evidence your reporting and your auditors stand on.

Automated

5Assemble the close package

Exceptions with dollars, the certified tie-out schedule, the close checklist, and the summary — one click exports the whole workbook for your workpapers. Variance, year-over-year, and KPI packs stack on top as an add-on.

Automated

6Track every client to done

The dashboard below: every client's close from open to tied-out, with open items aged — so nothing quietly goes stale on client 14 of 14. Sign-off stays yours — and the platform enforces it: a close can’t be certified while exceptions are open, and whoever worked the exceptions can’t be the one who certifies (segregation of duties, stamped on the audit log).

Your team keeps the judgment. BreakZero does the grind. The accrual estimate, the rev-rec call, the final sign-off — that's your craft, and it starts days earlier when the gathering, ticking, tying, and proving is already done.

The close, live

Your whole book of clients, at a glance

The interactive demo above is one reconciliation. This is the view you live in every month: every client's book from open to certified, open exceptions with the dollars at stake, and the close package one click away — nothing quietly stale on client 14 of 14.

BreakZero Close & exceptions — every book from open to certified

Exception worklistEvery break the reconciler raised — severity, dollars, age — assigned, resolved with a note, or waived, with every action on the audit log.

Certification with controlsCertify stays locked while a book has open exceptions, and whoever worked the exceptions can't be the one who certifies. Stamped on the audit log.

The close packageOne click exports the workbook for your workpapers: summary, certified tie-out schedule with every reconciling item, exception detail, and the checklist.

Shown on the demo tenant. Your platform reflects your own clients, feeds, and books — updated every time BreakZero reconciles, with match rules and reports tailored to how your firm works.

How it works

Set it once. It runs every close.

Connect your sources

We plug into what you already have, read-only: QuickBooks Online and Xero (one-click connect), Stripe, SAP and Microsoft Dynamics via OData, SQL databases, SFTP statement drops — and CSV exports from anything else — plus your bank and card activity. No migration, nothing to install.

Reconcile automatically

It matches every transaction and flags the exceptions — unrecorded items, amount mismatches, duplicates, and uncleared entries — with the dollars at stake. The heaviest hours of every close, done in seconds.

Delivered where you work

Every break lands in the platform's exception worklist — assigned, resolved with a note, or waived, with the audit log recording each action — and the close package exports in one click: certified tie-out schedule, exception detail, and checklist, ready for your reporting package. Your team clears a short list, not a spreadsheet.

Built around your workflow — not the other way around. Every firm closes the books a little differently, so we tailor BreakZero to yours: your match rules and materiality thresholds, your exception categories, your report formats, your delivery. And as your clients and processes change, we keep adjusting it — customization is part of the service, not an add-on.

Built for

Bookkeeping firms Fractional CFOs & controllers Accounting firms Multi-entity small businesses Franchise & multi-location operators

Services — one scaling model

First we make the numbers trustworthy. Then we make them talk.

Four services, one tiered model — each tier stands on the one below it, from a verified monthly close all the way to running your whole multi-entity operation on one data platform. Pricing →

TIER 1 · BASE

Live today

Month-end close & tie-out

Bank to books, bridged to the penny, every close — with the full close report package included: exceptions with dollars, certified tie-out schedule, close summary. In the platform today: team logins with roles, the exception worklist, close certification with segregation of duties, and an append-only audit log. Try the matching in the demo ↑

TIER 2

Scoped on a call

Analytics & dashboards

Variance & year-over-year, daily performance packs, labor reports, spend & vendor tracking, cash tracking, and budget & driver analytics — leaderboards that flag who's winning and why. All computed on verified actuals.

TIER 3

Scoped on a call

Structure & aggregate

Fragmented systems — GL, POS, practice management, payroll, processors — consolidated into one canonical, reconciled data model. See the architecture →

TIER 4

Scoped per event

Verified migration

Ledger re-platforms, system consolidations, acquisition onboarding — delivered with a tie-out: completeness proven to the penny. The migration playbook →

Explore the interactive operator analytics demo → Nine modules for multi-location groups — daily performance packs, labor, spend & vendors, budget & drivers, cash tracking, drillable P&L and more — built so every number ties out to the bank. See tiers & pricing →

We deliberately don't do forecasting or projections. Plenty of good tools predict the future — our job is making sure the actuals they start from are right.

Security

Built for how you handle client data

Vetting a new vendor is the right instinct. Here's how BreakZero keeps your risk near zero from day one.

Read-only access

We connect read-only. BreakZero can never move money or change your books.

Deploy in your environment

Run it in your own cloud or on-prem, so your client data never leaves your infrastructure.

Isolated by construction

The browser demo uploads nothing. On the platform, each client lives in its own tenant behind database row-level security — one org can never read another’s data — with encrypted credentials and an append-only audit log.

Secrets stay in your vault

Credentials live in your secrets manager — never in plaintext or in our config.

Who's behind it

Built and run by the founder

Canon

I build automated reconciliation and trading-operations infrastructure — systems that match transactions to the penny across banks, brokers, and books, and run unattended every day with real money on the line. BreakZero brings that same engineering discipline to month-end close.

There's no sales team and no handoff: you work with my team and I directly, from the first free close verification through every close after it. That's also why customization is part of the service — we'd rather fit the tool to your workflow than ask you to change it.

Get your last month-end close verified — free

Send an anonymized export of last month's bank statement and books — we'll run the full close verification and send back exactly what it catches, with the tie-out. No commitment.

Real exceptions in a real client close — with the dollars at stake
Runs on anonymized data — nothing sensitive leaves your side
If it finds nothing, that's a good result too

Book a call →

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